Authorized user works! I was added to my mom's card just 3 weeks ago and my score went up 151 points!
/r/povertyfinanceThought this could be helpful to some
/r/povertyfinanceYou can increase your average age of credit by becoming an authorized user on someone else’s old credit cards. (I was 8 in 2004)
/r/povertyfinancePaid off my car, wtf?
/r/povertyfinanceHUGE DIP after a hard month. After working hard to pay down my credit cards we no choice but use them to cover expenses that came out of no where and maxed them out again. I hate this.
/r/povertyfinanceWhen you’re so broke your balance doesn’t exist.
/r/povertyfinanceNot sure if this goes here but feels right
/r/povertyfinanceFunny, but also true...
/r/povertyfinanceBF and I have been working so hard over the past year paying off various debts. Now tackling the last chunk: credit card debt, highest interest rate to lowest. At 30.74%, this feels DAMN good to knock out first.
/r/povertyfinanceSlowly but surely building up my 401k
/r/povertyfinanceWell, it's technically a phone number...
/r/povertyfinanceSharing my Budget + Tracker Spreadsheet (Google Sheets link in comments)
/r/povertyfinanceJust wanted to post this here as an encouragement to the community. I started with a credit score in the low 500s. It takes a lot of work, but you can do it too!
/r/povertyfinanceFrom the advice I have read in this sub I got my first credit card to help build my credit. I didn’t expect this.
/r/povertyfinancePlanning on buying my first starter home in November. This is the first step towards that. It’s a baby step, but it feels really good.
/r/povertyfinanceI am 30 and crying over this. Thank you all!
/r/povertyfinanceYou can get it too. A two year journey.
/r/povertyfinanceSince everyone is posting their credit victories, 2 years ago was at 560.
/r/povertyfinanceA small improvement is still improvement.
/r/povertyfinanceFinally starting to feel like Lady Luck is looking my way!
/r/povertyfinanceToday marks the day I've kept $500 in my savings for three months. Next goal is $1000! (please ignore the strange account names)
/r/povertyfinanceLong Time Reader, First Time Poster 💳💸
/r/povertyfinanceI made this video to help others who are struggling to get started like I was. Its my story on how I was able to stop living paycheck to paycheck. If this video plants a seed, or gives hope to one person today, I feel like it was worth the effort to make. You can do this! I promise there is light!
/r/povertyfinanceFinally saved 450$! I know it’s small, but it’s something. My bills are all paid off for the month and I have enough food for at least a couple of weeks. Couldn’t be happier!
/r/povertyfinanceI always thought the 800s were essentially mythical. I'm so excited to be Excellent.
/r/povertyfinance+$100 cash for emergency. 19YearOld. Was fired from a job last month and thought I was screwed. Got a new job that I love and I've actually managed to not spend my whole check as soon as I get it. I want to see how far I can keep this up and save as much $ as possible this summer. love this sub tysm
/r/povertyfinanceShare this with any families with school-aged children you know who might be struggling this summer.
/r/povertyfinanceSo, this just happen. Rest. where I work at. Now we can just tranfer processing fees to costumers....and its legit.
/r/povertyfinanceThanks for the alert, Mint. It’s always nice to be reminded that I’m poor.