Authorized user works! I was added to my mom's card just 3 weeks ago and my score went up 151 points!
/r/povertyfinance
Thought this could be helpful to some
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You can increase your average age of credit by becoming an authorized user on someone else’s old credit cards. (I was 8 in 2004)
/r/povertyfinance
Paid off my car, wtf?
/r/povertyfinance
HUGE DIP after a hard month. After working hard to pay down my credit cards we no choice but use them to cover expenses that came out of no where and maxed them out again. I hate this.
/r/povertyfinance
When you’re so broke your balance doesn’t exist.
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Not sure if this goes here but feels right
/r/povertyfinance
Funny, but also true...
/r/povertyfinance
BF and I have been working so hard over the past year paying off various debts. Now tackling the last chunk: credit card debt, highest interest rate to lowest. At 30.74%, this feels DAMN good to knock out first.
/r/povertyfinance
Slowly but surely building up my 401k
/r/povertyfinance
Well, it's technically a phone number...
/r/povertyfinance
Sharing my Budget + Tracker Spreadsheet (Google Sheets link in comments)
/r/povertyfinance
Just wanted to post this here as an encouragement to the community. I started with a credit score in the low 500s. It takes a lot of work, but you can do it too!
/r/povertyfinance
From the advice I have read in this sub I got my first credit card to help build my credit. I didn’t expect this.
/r/povertyfinance
Planning on buying my first starter home in November. This is the first step towards that. It’s a baby step, but it feels really good.
/r/povertyfinance
I am 30 and crying over this. Thank you all!
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You can get it too. A two year journey.
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Since everyone is posting their credit victories, 2 years ago was at 560.
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A small improvement is still improvement.
/r/povertyfinance
Finally starting to feel like Lady Luck is looking my way!
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Today marks the day I've kept $500 in my savings for three months. Next goal is $1000! (please ignore the strange account names)
/r/povertyfinance
Long Time Reader, First Time Poster 💳💸
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I made this video to help others who are struggling to get started like I was. Its my story on how I was able to stop living paycheck to paycheck. If this video plants a seed, or gives hope to one person today, I feel like it was worth the effort to make. You can do this! I promise there is light!
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#stackingsats
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Finally saved 450$! I know it’s small, but it’s something. My bills are all paid off for the month and I have enough food for at least a couple of weeks. Couldn’t be happier!
/r/povertyfinance
I always thought the 800s were essentially mythical. I'm so excited to be Excellent.
/r/povertyfinance
+$100 cash for emergency. 19YearOld. Was fired from a job last month and thought I was screwed. Got a new job that I love and I've actually managed to not spend my whole check as soon as I get it. I want to see how far I can keep this up and save as much $ as possible this summer. love this sub tysm
/r/povertyfinance
Share this with any families with school-aged children you know who might be struggling this summer.
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So, this just happen. Rest. where I work at. Now we can just tranfer processing fees to costumers....and its legit.
/r/povertyfinance
Thanks for the alert, Mint. It’s always nice to be reminded that I’m poor.
/r/povertyfinance